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Step1 : Personal Information

In order to protect you from fraudulent use of your personal information, personal questions are asked to help ensure that you are, in fact, the person applying for the loan. Confirming where you live is one way this is done.

Step2 : Identity Verification and Employment Information

To protect you from fraudulent use of your name and personal data, your social security number and driver's license are required to verify that you are in fact the person applying for this loan.Participating lenders use this information to verify you are employed. If you are not employed, but have regular income you can still qualify for a loan.

Step3 : Banking information

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Nation Wide Service 50 States 50 States 50 States 50 States 50 States 50 States 50 States50 States 50 States 50 States
Cost of Credit per $100 Borrowed* $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25 $5-$25
APR (Annual Percentage Rate)* 36%, 651.79% 36%, 651.79% 36%, 651.79% 586.61% 651.79% 651.79% 651.79% 651.79% NA 651.79%
Number of Days Loan & Interest is Based On 14 14 14 14 14 14 14 14 14 14
Maximum Loan Amount* $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000
Loan Approval Time Frame (Get Cash Tomorrow) 90 seconds or less 90 seconds or less 90 seconds or less Instant 1 Hour 1 Hour- Instant Instant 1 Hour 1 Hour
Overnight Deposit to your Account
Loan Repayment Due at Next Paydate
Direct Deposit - Checking Account
Repayment Method of Loan - Electronic Transfer
Loan Extension or Renewals
 
  
Maximum # of Loan Extension or Renewals 3 to unlimited 3 to unlimited 3 to unlimited 3 to unlimited 3 4 3 to unlimited Unlimited 3 to unlimited 3 to unlimited
Cancellation of Loan Option
  
Various Payment Options
 
Faxed Documents Required          
Credit Approval Required
Apply by Phone
       
Time Period before Applying for Another Payday Loan Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws Depends on state laws
Loan Qualification with Outstanding Payday Loans Multiple permitted Multiple permitted Multiple permitted   
    
Privacy Policy & Site Encryption
 
Loan Application Information
Monthly Take Home Pay after Taxes
NA $1,200 $1,000 $1,000 $1,000 $1,000 NA
Pay Dates
 
Valid Checking Account
18+ Years of Age
  
Currently Employed 90+ Days Depends on lender Depends on lender Depends on lender  
 
  
Full-time Employment - Not a Temp Service Full or part-time Full or part-time Full or part-time
  
 
Social Security Number
 
 
Driver's License
 
 
Citizen or Permanent Resident of the US Resident only Resident only Resident only   
    
Current Home & Work Phone Number
 
 
Valid email Address
 
 
Loan Disqualification due to Bankruptcy     
  
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